Insured and Protected

Insurance Guide

Health Insurance

Deciding on a Plan

Some say that picking an individual health insurance plan is easy, because you can search online and compare plans from different carriers and then make a decision. But it is not as simple, because there is a terminology that is not clear for everyone, and understanding your personal needs and finding a plan to match is also …

Homeowners Insurance

Can a landlord make you buy renters insurance?

A decade ago, mandatory renters insurance was so rare that landlords who tried to impose it risked losing tenants. Today it’s as much a part of the rental process as a security deposit, credit check and first month’s rent. But in the early 2000s, when the cost of property insurance for apartment owners skyrocketed, landlords …

Health Insurance

Understanding the difference between HMO, PPO and POS

Which health insurance plan is best for you? Let Insurance.com help you find affordable health insurance now. Health maintenance organizations (HMOs), preferred provider organizations (PPOs), and point-of-service plans (POS) are all types of managed health care. The purpose of managed care is to provide members with access to a comprehensive system of medical care that …

Auto Insurance

How to compare car insurance

Many drivers don’t know how to compare car insurance except by looking at price. There’s nothing wrong with comparing based on price, but you won’t get the best car insurance unless you know what you can change to make your coverage better or cheaper. Use our tool to compare car insurance quotes from different companies. …

Homeowners Insurance

Insurance Basics For New Homeowners

You’ve been searching for the perfect house for months. Finally, you find the one. After your offer is accepted and a small mountain of paperwork is signed, it’s yours. What are you going to do next? If you’re smart, before you pack a single box, you will make sure your home insurance has you covered …

Health Insurance

Are Health Insurance Premiums Tax-Deductible?

Getting sick can be a real pain in the neck, but at least Uncle Sam gives Americans a little bit of relief in the form of federal income-tax deductions for medical expenses. “Medical bills can be a huge expense, so the Internal Revenue Service gives people a break so they can recoup some of that …

Auto Insurance

How to switch car insurance

It’s easier than ever before to compare car insurance quotes and find a better deal. You can do it using Insurance.com’s quote comparison tool below or over the phone. But switching car insurance companies the right way is every bit as important. You don’t want a gap between your policies that can come back to …

Auto Insurance

New Auto Group to Help Prevent Cyberattacks

A new group has been formed by The Alliance of Automobile Manufacturers and Association of Global Automakers to help prevent cyberattacks on cars and trucks. Alliance President CEO Mitch Bainwol said, “Network security must be incorporated from design to roadway, and our auto companies are exploring the best ways to enhance cyber resiliency while continuing …

Homeowners Insurance

Real Estate Agents Are Jumping Ship and Becoming Free Agents

More and more real estate agents are switching brokerage firms to pursue better deals and commissions. “There’s not a lot of brand loyalty,” said Billy Rose, an agent and co-founder of the Agency in Beverly Hills, CA. “A lot of times they become mercenaries.” The Agency is a firm that attracts many real estate agents …

Tips

Prepayment Penalties Demystified

Perhaps you received an inheritance and want to pay off your mortgage. Or maybe you cleaned up your credit and want to refinance a not-so-favorable loan. These sound like easy adjustments, right? Well, that depends. Prepaying your loan could cost a good deal of money if you have a prepayment penalty in your contract. Though …