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Insurance Guide

Tips

Do You Qualify for the Making Home Affordable Program?

Are your monthly mortgage payments increasing due to an unconventional loan? Is a job loss or frequent medical bills making it impossible for you to pay your mortgage every month? If so, the first step is to take a deep breath and find out if you qualify for relief with the government’s Making Home Affordable …

Tips

The Truth about the Truth in Lending Act

When you sign up for a new credit card or buy a house, you are faced with pages and pages of small print – do you really read all of it? The answer is probably “no.” Even though you may not go through the whole stack of paper as you sign here and initial there, …

Tips

Mortgages and Equity Loans: What’s the Difference?

Mortgages, equity lines of credit, second mortgages – these terms are often tossed around by lenders, but do you know what they really mean? It may seem like Homebuying 101, but knowing the difference between these types of loans is a crucial part of making your first home purchase or improving the one you live …

Auto Insurance

Wells Fargo Adding More Car Loan Branches Nationwide

Wells Fargo revealed to Reuters on Tuesday that it has begun creating more branches devoted to car loans and financing for auto dealers as a way to increase its auto lending business in a relatively low-risk environment. According to the news source, Wells Fargo currently operates 56 branches for car and dealer financing, with the …

Auto Insurance

New Report Shows Auto Insurance is More Affordable for Teens on Parents’ Plans

A new study conducted by InsuranceQuotes.com found that 18-year-olds pay an average of 18 percent more for car insurance when they sign up for individual plans than they do when they remain on their parents’ policies. The report, which was just published earlier this week, also noted in some states, like Pennsylvania, that number rockets …

Auto Insurance

New Report Reveals How Marriage Affects Car Insurance Rates

A new report released by Consumer Federation of America earlier this week has revealed that married women pay less for car insurance than their single and widowed counterparts. According to Money Talks News, which assessed the findings on Tuesday, the CFA sought out auto insurance quotes in 10 different cities from several different providers, and …

Auto Insurance

4 Tips for Finding Cheap Car Insurance Online

Earlier this week, NerdWallet put together a handy new guide to help consumers find the cheapest car insurance rates online. According to the site, a little bit of Internet research can pay off big time, especially when you take into account the relatively small amount of time it takes to look around. But before you …

Auto Insurance

Auto Sales Set for Big Second Half of the Year

Industry experts are preparing for a big second half of the year after auto sales soared higher than expected in the first six months of 2015. “A couple of months ago we thought sales would start to level off and maybe pull back, but now we’ve changed our forecast,” Jeff Schuster, Senior Vice President of …

Auto Insurance

New Study Shows Adding Teen Drivers Can Double a Family’s Car Insurance Premiums

Bad news for the parents of teenagers: A new study conducted by InsuranceQuotes.com, which was released on Monday, found that the monthly premium a married couple pays for car insurance can jump by as much as 80 percent once a teen driver is added to the policy. The good news, however, is that there is …

Auto Insurance

Red Car Auto Insurance Myth Debunked

There’s probably a pretty good chance you’ve heard the myth that red cars cost more to insure than vehicles of any other color. “For years there has been a notion that color plays a significant part in calculating insurance premium costs, many people believing that red cars cost more to insure because they are linked …